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Fill out our quick, friendly, and easy-to-use Credit Application. With a 94% approval rating, regardless of your credit, we will get you approved today!
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Posted by: asim 7/10/2007 5:27 PM
Do you have questions about your credit? What to do if you've recently started a new job? Tips on credit application submissions? Well ask away!

Do you have questions about your credit?  What to do if you've recently started a new job?  Tips on credit application submissions?  Well ask away!  I'm here to help.

There is a ton of misconception out there about credit and submitting your credit application.  For example, many people think that submitting your application to a multitude of lenders will lower your credit score but that isn't the case.  The credit bureau's have recognized that people shop for the best rate and also the best vehicle.  As a result, they are aware that multipule applications might be submitted in a very short window.  it has been shown through emperical reseached that once a person has made a decision to buy a car, the usually do so in two weeks.  Therefore, the credit bureau have implimented a two week grace period on home and vehicle purchases.  If they bureau's realize that many applicaitons are coming in, they will put the score on hold for a two week period to allow the customer to shop for their new or used vehicle.  After that time, scoring system reverts back to the original format. 

So therefore if you submit your application to us we will ensure it gets to our entire network of lenders helping you to get the loan you want.

If you have any questions about this process, I'd be more than happy to answer!  Use the comments section below!

 

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